WHEN BANKS SAY NO
WE SAY YES!

We are an alternative investment vehicle

based on real estate collateral.

ABOUT US

Commercial Loans Florida is a company that works with various investment funds and holding companies that have financed several billions of dollars across various continents. Our offices are located in South Pasadena, Florida, USA, and our primary market is North, Central, South America, Canada and Europe. We focus on companies that need financing in the construction sector, land acquisition, agriculture, and other growing adjacent industries.

We are not a bank, which means we do not require complex and tedious documentation. We are an alternative investment vehicle based on real estate collateral, so our interest rates are around 1% per month. We offer loans ranging from $1,000,000 to $250,000,000 dollars.

  • Canada & USA
  • Central America & The Caribbean
  • South America

Fast Commitments. Rapid Closings. Loans of Any Size.

Write your paragraph text here. Use the Style panel or the inline toolbar to resize, recolor, or align it.

  • TERM: Flexible loan term up to 5 years.
  • LOAN SIZE: From $1 to $50 Million.
  • COLLATERAL: Real estate.
  • PROPERTY TYPES: Multifamily, Churches, Condo, Office, Retail, Hotel, Industrial, Mixed-use, Land, Foreign Nationals.
  • PREPAYMENT: No prepayment penalties.
  • LOAN TO VALUE: Up to 75%, 50% preferred.
  • RATES: Starting at 6% annually, subject to loan terms, risk, and borrower qualifications.
  • FEES: As low as 2%-5%.

Examples of Recent Closings

When traditional lenders say no, we look for solutions. Our flexible lending approach allows us to evaluate each transaction based on its overall strengths—not just conventional lending criteria. We take the time to understand your property, financial needs, and goals, then structure financing that fits the opportunity. With experienced underwriting, responsive decision-making, and an efficient closing process, we can move quickly from initial review to funding.

These are recent closings done but some of our investors and partners:

  • $3,650,000 Peru - Working Capital - Construction
  • 2,500,000 Peru - Working Capital - Construction
  • $1,260,000 Cartagena, Colombia - Cash-out Refinance
  • $1,500,000 Alabama - Land Acquisition
  • 2,300,000 Dominican Republic - Refinancing
  • $2,700,000 Oregon - Working Capital
  • $50,000,000 Arizona - Luxury Residential Resort Development
  • $40,000,000 Orlando - Acquisition Mixed Use Development

Online Application

Complete this in a few minutes. You can save and come back anytime.

About you

Basic contact info so we can follow up with you.

We only use this for application updates.
Pick your address from the list and we will fill in city, state and zip.
Step 1 of 4

Live summary

This updates as you type.

Applicant
-
Email
-
Business
-
Revenue
-
Requested
-

Your progress is saved in this browser as you type. When you submit, the full application goes straight to our team for review.

Executive Summary Download

Frequently Asked Questions

Frequently Asked Questions

What countries do you lend in?

We provide financing throughout the United States, Canada, Mexico, Central America, South America—including Peru, Colombia, and Chile—and the Caribbean.

Do you work with brokers?

Yes, we work with brokers and offer co-brokered loans with broker protection. To maintain competitive pricing, co-brokers receive 1 point. If you have any specific questions or need further details, our team is here to help!

How quickly may a loan be closed?

30-45 days.

How long is the loan good for?

Flexible loan term up to 5 years.

How competitively priced are you?

At our lending institution, we take pride in our competitiveness despite not requiring income statements. Unlike traditional banks, we understand that the process of providing complex and tedious documentation can be a hassle. That’s why we offer an alternative investment vehicle based on real estate collateral, making it easier for our clients to secure loans without the added stress. Our interest rates are highly competitive, starting from only 1% per month. This makes our loans an attractive option for those looking to invest in real estate or seeking to finance a new project. We offer loans ranging from $1,000,000 to $250,000,000 dollars, providing a wide range of options to suit the diverse needs of our clients. With our streamlined process and attractive interest rates, we strive to make the lending process as easy and stress-free as possible. So if you’re in need of financing, look no further than our alternative investment vehicle to help you achieve your financial goals.

What are your fees?

As low as 2.75%

Are there any consequences for early repayment?

No.

What is the most that can be borrowed?

Up to $250’000,000